Choose Your Perfect Benefits Plan
Whether you need a simple pre-built solution or a fully customized plan, we have options designed for Ontario construction companies and small businesses.
Direct answer
Most Ontario employers need a plan matched to workforce risk, budget, and retention pressure.
A strong group benefits plan usually combines health, dental, disability, life, travel, and EAP coverage in a way employees can understand and the business can sustain at renewal. Construction companies often need extra attention on field-staff risk, disability protection, and practical family value.
The Construction Plan
Perfect for construction companies with field and office teams
Industry-leading, affordable benefits designed to help you attract and retain top talent.
The Small Business Plan
Ideal for teams of 2-25 employees
Designed for small business owners looking to attract and retain top talent.
The Custom Plan
For businesses seeking fully customized coverage
Tailored solutions to match, enhance, or outperform current or competitor benefits plans.
The Individual Plan
Solo entrepreneurs and very small teams
Perfect for supporting businesses with as little as one employee.
Not sure which plan fits your team? Let's talk through your needs.
Get a Free Custom Quoteđź’ˇ Benefits Insights Blog
Get expert tips, industry news, and practical advice for your benefits plan.
Read Latest ArticlesBenefits Blueprint
A detailed tool that helps you look into your current benefits plan and rebuild it for what your team actually needs—saving money and building better coverage.
Pre-Built Plan Pricing
Simple, transparent pricing for our standard plans. All prices shown are per employee per month.
Silver Plan
Perfect for Starting a Program
Gold Plan
Perfect for Management & Established Teams
Platinum Plan
Compete with Union Plans & Top Industry Players
* Pricing based on single employee coverage. Final pricing depends on team size, demographics, and selected coverage options.
Why Choose AEC Benefits?
Direct Insurer Access
Work directly with top Canadian insurers for better rates and faster service.
Active Management
We don't just set it and forget it. Your plan is actively managed and optimized.
Construction Expertise
20+ years specializing in benefits for Ontario construction companies.
Want to Learn More?
Explore our comprehensive guides and resources to help you make informed decisions about group benefits.
How Much Do Group Benefits Cost?
Complete pricing guide for 10-person companies in Ontario
Best Group Benefits Plans
How to find the right plan for your small business
7 Biggest Mistakes to Avoid
Common pitfalls when buying group benefits
Line-by-Line Breakdown
See exactly what you're paying for in your benefits package
Compare Plans Side-by-Side
Use our comparison tool to see all options
Get Your Benefits Blueprint
Take our quiz to find your perfect plan
Ready to Build Your Perfect Benefits Plan?
Get a free, customized quote in 24-48 hours. No pressure, no obligations.